Absolutely. We have access to 30+ different styles of financing methods via our system and we try extremely hard to obtain finance for you even though you've already been refused.... don't give up!
Q: I'm self-employed - can I get car finance?
Simple answer - Yes. Simply complete the finance application online .
Q: Can I choose any car?
Within reason. You must purchase your vehicle through a Motor Dealer who has a Consumer Credit Licence and that the car you are buying is worth the price it is for sale at. Try our associated motor dealers for your next car.
Q: I don't have a deposit. Is this a problem?
Under normal circumstances, a motor dealer will require you to pay a small deposit to secure the vehicle. Deposits can be as low as £99. However, the greater the deposit, the lower the monthly payment will be.
Q: What kind of finance do you offer?
There are a number of flexible finance plans available and you can simply choose which plan suits your needs best. We can advise on each plan for you in greater detail.
Q: How long can I finance a car for?
We offer finance terms from 12 - 60 months. The term, however, will normally be based on the age of the car you choose to buy.
Q: What will be my interest rate?
Interest rates will be dependent on your personal circumstances, your deposit, your previous credit history and the length of the finance agreement.
Q: Are my details which I give confidential?
Without doubt. M&S Finance do not sell/pass on personal information, other than to the finance company who we obtain finance for you from. Our online finance application is sent via our secure server.
M&S
Finance are registered with the Information Commissions Office and licensed
by the Office of Fair Trading under the Consumer Credit Act 1974 No. 580399
as a credit broker/finance company.
